Buying a home is the dream of many of us. Housing is a basic concern of every human being on earth and is therefore ancestral meaning. However, his life debt to acquire a house at any price is not necessarily the ideal or most financially profitable. Everyone has had this same reasoning rent that you pay every month, c ' is a waste of money if you pay while his own house, after several decades, we find ourselves owner!
However, it would forget some details that may be important. Firstly, in many cases, you pay for your own home, you take a loan. So, you will certainly be owning your house but you will have paid a total of two to three times its actual price. Is this a good deal than that? So you need to make a calculation to determine what would be most profitable for you. Or live in a rental for a few years and put money aside, then, when you get together enough capital, you can buy your home with a loan but less wasteful. Often, it is better to save for ten years and suddenly be able to buy much cheaper total price of renting temporary understood! This surprise you. however, this is not all there is to consider.
Imagine that you are able to gather an initial capital to purchase your home loan, it is provided that a good deal to buy a principal residence? In fact, not always. You know what they always say: money called money. As always, it seems that the rich are getting richer. If you buy your primary residence with the capital that you meet, you are now stuck for 20 to 30 years. Even if you come across an opportunity to earn a lot of money, you can not enjoy it because you're already in debt up. It will be as if you were poor. But then what? Simple. Instead of tying up your capital in your main house and sentence you never enrich you throughout your life, why not just invest in a property to rent? With your money, buy an apartment priced below market seems, do some work to refurbish and sell it the following year with a gain. If you are smart, after 3 or 4 of these operations, you raised enough money to pay your famous house. Retain the principle that investing your money in your own home is not necessarily the best thing to do.
Indeed, the main house is chosen according to its affect and not with a critical and objective of profitability possible. In addition, it is difficult to sell his own house overnight just to enjoy a financial opportunity more interesting. By investing your capital in flats to be resold, you will not seek the corner that you like most to live, but you will seek the best business opportunity to earn lots of money.
Finally, finally, you do not know necessarily what the future holds. For example, half of the couples eventually separate in our time. Take a credit of 20 or 30 years on a home that you may need to sell précipitament one day is not a decision to be taken lightly or financially happy. While in separating out your wins bread your way home, you are sure to never get stuck having to make a bad decision and you will have a free hand to seize every opportunity to get rich as they arise. From the moment you want to buy real estate, well analyze all options and do not believe that buying your own residence is the only or the best deal possible. Here's what you need to remember.
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